Launch Your Own
Super App in Weeks
YallaPay is a fully-built, white-label fintech platform — digital wallet, marketplace, card issuing, cash network, KYC, and admin portal. Deploy under your brand. Scale from day one.
Dashboard
Real-time platform overview
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+3.1%Not a toolkit. A complete platform.
Over 150 production-ready features across 12 core modules. Every feature your fintech needs — built, tested, and ready to deploy under your brand.
Digital Wallet
15+ featuresMulti-currency wallets, P2P transfers, QR payments, top-up, recurring payments, and complete transaction management.
Marketplace & E-Commerce
25+ featuresFull shopping platform with outlet discovery, cart, checkout, coupons, order tracking, and delivery logistics.
Card Issuing
8+ featuresVirtual and physical card programs with spending limits, 3DS authentication, and full lifecycle management.
Cash Agent Network
12+ featuresAgent onboarding, branch hierarchy, float management, day-end reports, settlements, and CSP integration.
KYC & Compliance
10+ featuresAutomated identity verification, document capture, risk scoring, AML monitoring, and dormant account detection.
Admin Operations Portal
50+ modulesFull admin dashboard with user management, KYC review, reporting, system health, and configuration.
Enterprise Payroll
6+ featuresBulk salary disbursement, initiator-approver workflows, multi-entity support, and complete audit trails.
Delivery & Logistics
10+ featuresRider management, real-time tracking, delivery zones, time slots, charge calculation, and performance analytics.
eSIM & Telecom
8+ featureseSIM purchase and activation, ADSL recharge, voucher sales, consumption tracking, and refund management.
Merchant Portal
15+ featuresOutlet management, menu editing, order handling, delivery config, sales reports, and WhatsApp integration.
YallaPay Ledger
6+ featuresReal-time double-entry ledger engine for transaction posting, reconciliation, accounting, and settlement.
Trilingual & RTL
Full coverageEnglish, Arabic (RTL), and French across every screen, notification, and API response.
Every feature, in detail
150+ production-ready features across 12 modules. This is not a roadmap — every feature listed below is built, tested, and deployed.
Digital Wallet
15 featuresThe core of your fintech — multi-currency wallets with instant everything.
Multi-Currency Wallets
Users hold and manage multiple currency wallets simultaneously. Real-time balance tracking across all accounts.
P2P Money Transfers
Send money instantly to any registered phone number. Recipient lookup, confirmation, and real-time push notifications.
QR Code Payments
Generate unique QR codes per wallet for receiving. Scan-to-pay for merchant transactions. No account numbers needed.
Wallet Top-Up
Fund wallets via card payments, bank transfers, or cash agents. Fee preview before every transaction.
Money Requests
Request money from any contact. Recipients get notified and can pay with one tap. Accept/decline/cancel controls.
Pending Transfers
Full control over incoming and outgoing transfers. Accept or reject incoming money. Cancel outgoing transfers.
Recurring Payments
Automated recurring transfers and bill payments. Configurable frequency, amount, and recipient.
Merchant Payments
Pay businesses directly from wallet balance. Save favorite merchants for quick repeat payments.
Transaction History
Complete chronological history of all wallet activity — sends, receives, top-ups, payments, and fees.
Fee Preview
Transparent fee calculation shown before every transaction. Users always know the exact cost before confirming.
Wallet QR Sharing
Share wallet QR codes via messaging apps or display on screen for in-person payments.
Blocked Users
Block specific users from sending money or requests. Manage block list from settings.
Push Notifications
Real-time notifications for every wallet event — incoming money, confirmations, top-up success, and receipts.
Favorite Merchants
Save frequently-used merchants for one-tap payments. Quick access from wallet home screen.
Multi-Wallet Management
Create and manage multiple wallets per account. Switch between wallets seamlessly.
Marketplace & E-Commerce
25 featuresA full shopping platform embedded in the wallet — from browsing to doorstep delivery.
Outlet Discovery
Browse outlets by location using geolocation. Filter by category, cuisine, distance, rating, and delivery time.
Product Catalog
Rich product listings with images, descriptions, pricing, and add-on options. Category-based navigation with search.
Shopping Cart
Persistent cart with server-side caching (7-day expiration). Add, edit, remove items. Multi-outlet support.
Checkout & Payment
Streamlined checkout with wallet or card payment. Address selection, time slot picking, and coupon application.
Coupon & Discount System
Apply promo codes at checkout. Outlet-specific and platform-wide coupons. Percentage and fixed-amount discounts.
Order Tracking
Real-time order status updates from placed to delivered. Push notifications at every stage.
Live Rider Tracking
Track delivery rider location on a live map. Real-time GPS updates. ETA recalculation.
Ratings & Reviews
Rate outlets and riders after every order. Write text reviews. View aggregate ratings before ordering.
Favorites & Wishlist
Save favorite outlets for quick access. Reorder from order history with one tap.
Delivery Time Slots
Choose preferred delivery windows. Schedule orders for later. Outlets configure available slots and capacity.
Delivery Charge Calculation
Dynamic delivery fee based on distance, order value, and outlet configuration. Free delivery thresholds.
Address Management
Save multiple delivery addresses with labels. Map-based location picker. Area and city selection with search.
Outlet Categories
Hierarchical category system — Food, Grocery, Pharmacy, Electronics. Sub-categories for granular browsing.
Promotional Banners
Configurable banner carousel on marketplace home. Link to outlets, categories, or promotions.
Outlet Offers
Per-outlet promotional offers with discounts, BOGO, and bundle deals. Time-limited offers with countdown.
Product Add-Ons
Customizable product options — size, toppings, extras, special instructions. Real-time total calculation.
Multi-Language Search
Search works across English, Arabic, and French product names and descriptions. Fuzzy matching.
Prescription Orders
Pharmacy-specific flow for prescription uploads. Image capture and pharmacist review before confirmation.
Pick-Up & Drop-Off
Choose between delivery and self-pickup. Drop-off service for sending packages.
Order History
Complete order history with details, receipts, and reorder capability. Filter by status, date, and outlet.
Working Hours & Holidays
Outlets set operating hours and holiday schedules. Automatic order blocking during off-hours.
Payment Type Config
Outlets configure accepted payment methods — wallet, card, cash on delivery.
Customer Inquiries
In-app messaging between customers and outlets. Order-specific inquiries with notification support.
WhatsApp Integration
Outlets share stories and promotional graphics via WhatsApp. Deep-link sharing for products.
Promoted Outlets
Feature specific outlets on marketplace home. Configure promotion duration, position, and targeting.
Card Issuing & Management
8 featuresIssue branded virtual and physical cards with full lifecycle control.
Virtual Card Issuance
Instantly issue virtual cards linked to user wallets. Unique card numbers, CVV, and expiry.
Physical Card Issuance
Order physical cards with custom branding. Track production and delivery status. Activate via app.
Card Details & Management
View full card details. Freeze/unfreeze cards instantly. Set spending limits per card.
Card Transactions
Real-time transaction feed for every card. Merchant name, amount, location, and timestamp.
3D Secure Authentication
Built-in 3DS verification flow for secure online payments. In-app authentication.
Card Profile Editing
Update card display name, spending limits, and notification preferences.
Card-Based Payments
Use cards for marketplace purchases, merchant payments, and online transactions.
Admin Card Management
Admin portal for card program oversight. View all issued cards, block suspicious cards.
Cash Agent Network
12 featuresBuild a physical cash-in/cash-out network with agents, branches, and settlements.
Agent Onboarding
Register and onboard cash agents with KYC verification. Assign to branches. Configure commission rates.
Branch Hierarchy
Multi-level structure — head office, regional branches, sub-branches, and individual agents.
Cash-In Operations
Agents accept cash from customers and credit their wallets. Real-time balance update and receipts.
Cash-Out Operations
Customers withdraw cash from agents. Wallet debit with agent confirmation. Daily limits.
Float Management
Monitor and manage agent float. Low-float alerts. Float top-up requests and approvals.
Day-End Reports
Automated daily settlement reports for every agent and branch. Cash reconciliation and discrepancy flagging.
Settlement Engine
Automated settlement calculations between agents, branches, and the platform.
Cash Service Providers
Integrate third-party CSPs via API for expanding the cash network.
CSP API Integration
RESTful API for CSP partners to perform cash-in/cash-out operations.
Agent Dashboard
Dedicated agent interface for performing transactions, viewing balances, and generating reports.
Branch Reporting
Aggregate reports at branch level — total transactions, revenue, agent performance.
Commission Configuration
Flexible commission structures per agent, branch, or transaction type. Tiered commissions.
KYC & Compliance
10 featuresAutomated identity verification with risk scoring and AML monitoring.
KYC Form Builder
Configurable KYC form with custom fields. Admin defines required documents and validation rules per tier.
Document Capture
In-app camera capture for ID documents — front and back. Image quality validation and auto-cropping.
Automated Identity Verification
Third-party identity verification with liveness detection, document authenticity, and automated approval.
KYC Review Queue
Admin review interface for pending submissions. Approve, reject, or request additional documents.
KYC Status Tracking
Users see real-time KYC status — pending, under review, approved, rejected. Push notifications.
Risk-Based Authentication
Dynamic risk scoring on every transaction. High-risk transactions trigger additional verification.
AML Monitoring
Automated anti-money laundering checks. Transaction pattern analysis. Suspicious activity flagging.
Alert Center
Centralized alert dashboard for compliance team. Risk alerts and investigation workflows.
Dormant Account Detection
Automatic identification of inactive accounts. Configurable thresholds and reactivation workflows.
Merchant KYC
Separate KYC flow for merchant onboarding. Business document verification and compliance checks.
Admin Operations Portal
32 featuresA 50+ module command center for managing every aspect of your platform.
Real-Time Dashboard
Live overview of users, transactions, revenue, and system health with trend indicators.
User Management
Full user lifecycle — view profiles, edit details, change status, reset PINs, manage restrictions.
Transaction Explorer
Search and filter all transactions. Detailed view with timeline, parties, and status.
KYC Review Module
Review pending KYC submissions. View documents, verify information, approve or reject.
Wallet Management
View all user wallets, balances, and history. Admin-initiated credits and debits with audit trail.
Portal User Management
Create and manage admin users. Assign roles and permissions. Activity logging.
Granular Permission System
Fine-grained RBAC — superadmin, admin, manager, agent, teller, and custom roles.
Approval Workflows
Multi-level approval for sensitive operations. Configurable approval chains.
Financial Reports
Transaction reports, revenue summaries, settlement reports. CSV/Excel export.
Accounting Module
Financial accounting views with debit/credit summaries. YallaPay Ledger integration.
Ledger Operations
View ledger entries, transaction postings, and reconciliation status.
Settlement Management
Configure and execute merchant settlements. View history and payment status.
Risk Management Console
Risk scoring configuration, threshold management, and investigation tools.
RBA Scoring Config
Configure risk-based authentication rules. Set scoring weights. Test before deployment.
Audit Log
Complete audit trail of every admin action. Searchable by user, action, date.
System Health Monitor
Real-time service status, uptime tracking, and performance metrics.
Feature Flags
Toggle features on/off without deployment. Gradual rollouts and kill switches.
Notification Manager
Create push notification templates. Send targeted notifications. Delivery tracking.
Banner Management
Create, schedule, and manage promotional banners. Target by segment or location.
Legal Page Editor
Rich text editor for terms, privacy policy, and legal documents. Version history.
SDK Settings
Configure mobile SDK parameters — API endpoints, feature toggles, app behavior.
Menu Configuration
Customize admin sidebar — reorder, rename, hide, or group menu items.
Geo Data Management
Manage countries, cities, areas, and location data for KYC and delivery.
Profile Tiles Config
Configure user profile screen layout — which tiles appear and their order.
Posting Engine Rules
Configure transaction posting rules for the ledger. Define debit/credit accounts.
Service Charge Config
Set service charges per transaction type. Percentage or fixed-amount fees.
PSP Fee Management
Configure payment service provider fee rates. Track costs per transaction.
Adjust Events
Configure analytics event tracking for attribution and campaign measurement.
Server Sync
Monitor server synchronization status. Force sync operations. View logs.
Production Controls
Production environment management — deployment status and emergency controls.
Marketplace Admin
Manage marketplace merchants, outlets, products, categories, riders, and coupons.
Profit Share Config
Configure profit-sharing models per outlet, category, or product. Auto-settlement.
Enterprise Payroll
6 featuresBulk salary disbursement with approval workflows and complete audit trails.
Bulk Salary Disbursement
Upload employee lists and disburse salaries to wallets in bulk. CSV import with validation.
Initiator-Approver Workflow
Separation of duties — one user initiates payroll, another approves.
Enterprise Accounts
Dedicated enterprise accounts with higher limits. Multi-entity support.
Payroll History
Complete history of all payroll runs. Per-employee details. Failed payment retry.
Employee Management
Manage employee lists. Add, remove, and update employee wallet associations.
Audit Trail
Every payroll action logged — who initiated, who approved, amounts, timestamps.
Delivery & Logistics
10 featuresEnd-to-end delivery management from rider assignment to doorstep confirmation.
Rider Management
Onboard and manage delivery riders. Profile management, documents, and performance tracking.
Real-Time GPS Tracking
Live rider location on map. Real-time updates for customers and merchants.
Automatic Rider Assignment
Smart assignment based on proximity, availability, and workload.
Delivery Zones
Configure delivery coverage areas per outlet. Zone-based pricing. Exclusion zones.
Time Slot Management
Outlets define delivery windows. Capacity limits per slot. Dynamic availability.
Delivery Charge Engine
Dynamic pricing based on distance, order value, time of day, and demand.
Rider Performance Analytics
Track delivery times, completion rates, customer ratings, and earnings.
Rider Earnings & Tips
Track rider earnings per delivery. Customer tipping support. Payout management.
Order Status Updates
Riders update status at each stage — picked up, on the way, delivered.
Pick-Up Points
Configure designated pick-up locations. QR-based order verification at pick-up.
eSIM & Telecom Services
8 featuresSell digital telecom products — eSIMs, ADSL recharges, and vouchers.
eSIM Purchase
Browse and purchase eSIM plans from within the app. Multiple carrier options.
eSIM Activation
Guided activation flow — QR code scan or manual configuration. Per-device instructions.
Consumption Tracking
Monitor data usage, remaining balance, and plan expiry. Usage alerts.
eSIM Refund Management
Process refunds for unused or defective eSIMs. Automated refund to wallet.
ADSL Recharge
Recharge ADSL internet subscriptions directly from the app. Multiple providers.
Voucher Sales
Purchase digital vouchers for gaming, streaming, and other services.
eSIM Order Details
View complete eSIM order history with activation status and usage statistics.
Installation Options
Multiple installation methods — QR scan, manual entry, or carrier app redirect.
Merchant Portal
15 featuresA complete dashboard for merchants to manage their business on the platform.
Outlet Dashboard
Merchant overview with today's orders, revenue, ratings, and pending actions.
Menu Management
Add, edit, and organize menu items. Category-based structure. Pricing and availability.
Product Management
Manage product catalog with variants, add-ons, and pricing tiers.
Order Management
View incoming orders, update status, and manage modifications or cancellations.
Delivery Configuration
Set delivery zones, charges, minimum order values, and estimated times.
Rider Management
Manage assigned delivery riders. View availability and assign orders manually.
Offers & Promotions
Create outlet-specific offers — discounts, BOGO, bundle deals. Schedule promotions.
Sales Reports
Daily, weekly, and monthly sales reports. Product performance analytics.
Working Hours & Holidays
Set operating hours per day. Configure holiday closures.
Payment Type Config
Choose accepted payment methods — wallet, card, cash on delivery.
Customer Inquiries
Respond to customer messages and order-specific questions.
Outlet Profile
Manage outlet information — name, description, images, contact, location.
Product Summary Reports
Detailed reports on product performance — units sold, revenue, ratings.
WhatsApp Stories
Generate and share promotional graphics via WhatsApp.
Profit Share Dashboard
View profit-sharing configuration, earned commissions, and settlement history.
YallaPay Ledger
6 featuresA real-time double-entry ledger engine powering all financial operations.
Double-Entry Bookkeeping
Every transaction creates balanced debit and credit entries. Automatic journal posting.
Transaction Posting Engine
Rule-based posting engine that maps business transactions to ledger entries.
Real-Time Reconciliation
Continuous reconciliation between wallet balances and ledger totals.
Account Management
Create and manage ledger accounts — asset, liability, revenue, and expense.
Settlement Processing
Automated settlement calculations and posting. Merchant payouts and fee collection.
Accounting Integration
Export ledger data for external accounting systems. Period-end closing procedures.
Your brand. Our platform.
Deploy YallaPay under your own brand identity. Custom colors, logos, app name, and domain — your customers will never know.
Full Brand Customization
Your logo, colors, fonts, and app name across mobile app, admin portal, and all customer-facing touchpoints.
Rapid Deployment
Go from contract to live in weeks, not months. Pre-built infrastructure and automated setup scripts.
Managed Hosting & Infrastructure
We handle deployment, scaling, monitoring, and maintenance. Your team focuses on business growth while we keep the platform running.
Multi-Region Ready
Deploy in any region. Configurable currencies, languages (EN/AR/FR), and compliance rules per market.
Compliance Built-In
KYC, AML, risk scoring, and audit trails are part of the platform. Meet regulatory requirements from day one.
Ongoing Support
Technical onboarding, deployment assistance, and ongoing support. We help you launch and scale.
What you get
Everything needed to launch and operate a fintech super app.
Let's build your
fintech super app
Get in touch to see the full platform in action. Our team will walk you through every module and discuss how YallaPay fits your market.